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Currently Not Collectible Status

If you can’t pay both your taxes and your basic living expenses, our attorneys can help you get IRS Currently Not Collectible (CNC) status to pause collections and protect your income.

Find Out If You Qualify for IRS Hardship Relief in 4 Easy Steps!

Check Your Eligibility For IRS Currently Not Collectible Status Today!

What is Currently Not Collectable Status?

Currently Not Collectible (CNC) status is an IRS program for people who can’t afford to pay their tax debt due to financial hardship. It temporarily stops collection actions like wage garnishments and bank levies, giving you time to focus on covering essential expenses.

Affordable Tax Attorneys for IRS Non Collectible Status

If you’re struggling with tax debts and find yourself unable to pay, our IRS tax attorneys are experts in navigating the Currently Not Collectible status. Our firm is A+ Rated with the Better Business Bureau and has been recognized and awarded by many reputable businesses.

We provide legal help for IRS financial hardship status, guiding you through every step of the process. Whether you’re looking for a lawyer for Currently Not Collectible status or simply need to get help with IRS CNC, our team is here to protect your income and stop collection actions.

Benefits of Currently Not Collectible Status

Millions of Americans fall behind on taxes every year—often because they simply can’t afford both the IRS and essential living costs. If that sounds familiar, IRS Currently Not Collectible status can offer critical relief by pausing collections and giving you space to regain financial stability.

Stop IRS Collections

Once CNC is approved, the IRS will temporarily halt collection actions—including wage garnishments, bank levies, and seizure notices.

Protect Your Income and Essentials

CNC status ensures you can focus on rent, food, medical costs, and utilities without pressure from the IRS.

No Monthly Payments Required

Unlike installment plans, Currently Not Collectible status doesn’t require you to make monthly payments while you’re in financial hardship.

No Liens Added

While federal tax liens may remain, the IRS often won’t file new liens or enforce existing ones during CNC status.

Time to Recover Financially

Currently Not Collectible (CNC) status gives you breathing room to rebuild your finances, catch up on bills, or prepare for a long-term tax solution like an Offer in Compromise.

Strategically Delay IRS Collection Actions

At J. David Tax Law, we offer the assurance that affordability doesn’t mean compromising on excellence. Our attorneys know how to get the IRS to mark accounts as Currently Not Collectible and have extensive experience handling complex financial hardship cases. With a focused approach, our currently not collectible lawyers manage every step of the CNC process—stopping IRS collection actions and securing critical relief for individuals who can’t afford to pay both taxes and basic living expenses.

Explore Alternative Payment Options

If attaining Currently Not Collectible Status remains unfeasible, explore other payment arrangements with the IRS that might better suit your financial situation. Options include:

The Installment Agreement allows you to manage your tax debt by making structured monthly payments over a period. To initiate this agreement, you need to fill out and submit IRS Form 9465, the Installment Agreement Request, which sets the terms based on your financial situation.
The Offer in Compromise (OIC) provides an alternative where you can settle your tax liabilities for less than the total amount owed if you can prove that full payment would result in financial hardship. Applying for an OIC requires the submission of Form 656, Offer in Compromise. Alongside this form, you must provide a comprehensive financial statement using Form 433-A for individuals or Form 433-B for businesses, detailing your financial status to support your application.

Do you know the IRS might file a Notice of Federal Tax Lien during a temporary delay? Schedule your free consultation today to learn how to avoid filing a federal tax lien and protect your assets. Click here to learn more about CNC Status and how it affects you.

How To Apply For IRS Non Collectible Status?

If you’re unable to pay your IRS tax debt due to financial hardship, the Currently Not Collectible status can temporarily stop collections and give you room to recover. Here’s how our experienced tax lawyers guide you through the CNC application process:

If you’re behind on taxes and can’t pay essential bills, it’s time to speak with a tax attorney for CNC status. We help stop collections and secure protection fast.

Why Should You Choose J. David Tax Law for CNC Status Assistance?

While many firms offer basic assistance with IRS hardship programs, J. David Tax Law provides attorney-led representation focused exclusively on IRS and state tax debt resolution—including deep expertise in securing and maintaining Currently Not Collectible status.

Here’s what sets us apart:

Attorney-Only Representation

Unlike many tax relief companies that rely on enrolled agents or sales reps, your case is handled directly by a licensed tax attorney from consultation through resolution. This means stronger protection, accurate filings, and expert advocacy in complex IRS negotiations.

Decades of Proven IRS Experience

Our tax lawyers bring over 40 years of combined experience in IRS collections, hardship determinations, and tax debt defense. We don’t just know the law—we know how the IRS operates, and we know how to win CNC approvals under real-world financial hardship scenarios.

Comprehensive Support Beyond Filing

Most firms walk away after submitting your application. We don’t. We proactively monitor your CNC status, ensuring you remain compliant with IRS standards during required reviews and that you’re notified of any status changes that could put you at risk.

Aggressive Protection from Collection Actions

We act fast to protect your income, stop IRS wage garnishments—often within 48 hours—prevent bank levies, and block new tax liens. If enforcement has already begun, our attorneys can intervene immediately to request CNC designation and secure temporary relief.

If the IRS rejects your CNC application, don’t panic—denial doesn’t mean the end of relief options. Read our blog: What to do if your CNC status gets denied.

Free consultation

Speak to one of our managing attorneys today to find out how you can resolve your tax matter.

Qualify for a chance at complete tax debt forgiveness today!

Eligibility Requirements for CNC status

If you are still unsure if you qualify for a Currently Not Collectible Status contact our team at (888) 789-5011. We will be happy to assist, or we can help find other tax debt services we offer that better fit your specific situation.

Understanding the eligibility requirements for CNC status is crucial because the process is far from straightforward. With only 36% of applications accepted by the IRS, it’s clear that a careful, informed approach is necessary. At J. David Tax Law, we specialize in navigating these complexities to ensure your application stands the best chance of success. Here’s everything you need to know about the eligibility requirements to help us build the strongest possible case and avoid falling into the 64% of rejected CNC applicants:

Demonstrating Financial Hardship

To qualify for Currently Not Collectible status, you must demonstrate financial hardship. This means your monthly income is insufficient to cover basic

living expenses and tax liabilities documentation of all sources of income, such as wages and Social Security benefits, to help the IRS assess your financial capacity accurately.

Submitting Detailed Financial Statements

Submit comprehensive financial statements such as Form 433-A, Form 433-B, or Form 433-F. These forms should detail your monthly income, expenses, and assets.

Accurate and complete financial documents are essential for demonstrating your financial challenges and eligibility for IRS uncollectible status.

Providing Proof of Expenses

Provide documentation for healthcare expenses, rent expenses, and other allowable living expenses. This evidence is crucial for assessing your financial hardship.

Detailed and accurate records of your expenses support your case for CNC status by showing the IRS that you cannot meet your tax liabilities without significant hardship.

Ensuring Tax Compliance

Ensure that you have filed all required tax returns. Non-compliance can disqualify you from CNC status, as the IRS requires up-to-date filings to assess your financial situation.

Staying compliant demonstrates your commitment to resolving your tax debts and strengthens your application for Currently Not Collectible status.

Conducting Asset Evaluation

Demonstrate that you lack sufficient assets to pay off your tax debt. This includes bank accounts and other financial resources.

Providing a clear picture of your financial status helps the IRS understand that liquidating assets to pay the debt would cause further financial hardship.

Understanding Periodic Reviews

CNC status is temporary and subject to periodic IRS reviews. Maintain current and accurate financial information to sustain eligibility.

Contact our tax specialist for a free consultation today and increase your chances of approval upon reapplication. Keeping your financial documentation up-to-date ensures that the IRS has the most accurate picture of your financial hardship, helping you retain your IRS non collectible status during reviews.

Frequently Asked Questions

Your Tax Relief Questions, Answered

What is currently not collectible status with the IRS?

CNC, or Currently Not Collectible status, means that the IRS has determined a taxpayer does not have the financial capacity to pay their tax debts at the moment. This status temporarily halts collection actions, providing relief while the taxpayer’s financial situation remains dire. Don’t settle for one option—explore other debt relief programs.

How do I request a CNC application?

To request CNC status, you need to file IRS Form 433-F, the Collection Information Statement. This form requires detailed financial information to demonstrate that your monthly expenses exceed your income. Submitting this accurately is crucial for your CNC application’s success. With our four decades of collective experience in dealing with the IRS, we ensure your application is completed successfully, maximizing your chances of approval.

How long does CNC status last?

Being designated as Currently Not Collectible (CNC) puts a temporary hold on IRS collection actions like wage garnishments, bank levies, and seizure notices. This status acknowledges that you can’t afford to pay your back taxes while covering basic living expenses. While CNC doesn’t erase the debt, it gives you time to stabilize your finances without the pressure of enforced collections.

How Can a Tax Attorney Near Me Help with CNC Status Applications?

A tax specialist can provide expert guidance in preparing and submitting your CNC application. They ensure that all necessary documentation is correctly presented and can negotiate with the IRS on your behalf to secure the best possible outcome.

What if I Don't Qualify for Currently Not Collectible Status?

If you don’t qualify for Currently Not Collectible status, the IRS may still offer other resolution options based on your financial situation. You may be eligible for an Installment Agreement or an Offer in Compromise, which allows you to settle your tax debt for less than the full amount. Our tax attorneys can help you explore the best alternative and protect you from immediate collection actions.

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Trusted by Clients, Recognized by Experts

We provide tax solutions for our clients who have IRS and state tax debts, unfiled returns, audits, etc. We advise you on future compliance that enables your individual or business tax problems to be behind you for good.